Why it named as Reverse morgages?

Friends do you know why this loan is known as Reverse mortgages ? You can say it is very logical name as mortgage is basically where the mortgage person give money to the lender in installments. But In reverse mortgages this phenomena is opposite, here lender give money to the person who is included in reverse mortgage either in installment which would be based on the total value of house or lump money. The best thing of having reverse mortgage is you can live in that house for rest of life. When the reverse mortgage person would die or vacate from that home, the lender can fulfill his money with interest by selling that house. This is best plan for senior citizens who need financial support for fulfilling their desire when they don't have any other source of income.